Programs Built for Real Learning
Age-appropriate financial education that creates lasting capability
Each program is designed around a specific developmental stage and the financial questions that matter at that age.
We don't teach generic financial concepts. We address the actual money decisions and situations your child encounters now, building understanding that expands as their financial world grows.
Money Foundations
Ages 7-10
The earliest money habits form between ages seven and ten. This program introduces core concepts through relatable scenarios, simple tracking systems, and age-appropriate decision-making exercises.
Topics covered: Understanding value, earning and receiving money, difference between needs and wants, basic saving strategies, making spending choices, tracking money, setting simple goals.
Format: Eight weekly sessions, 60 minutes each, small group format with maximum six children per cohort.
What your child will achieve: Ability to set a savings goal, track progress toward that goal, understand why they're making spending choices, and develop confidence discussing money.
Budgeting for Independence
Ages 11-14
Teenagers begin handling more money and making more complex decisions. This program builds planning skills, introduces budgeting concepts, and addresses the psychological aspects of spending and saving.
Topics covered: Creating basic budgets, distinguishing between fixed and flexible spending, understanding income sources, managing digital money, delayed gratification strategies, dealing with peer pressure around spending, saving for larger goals.
Format: Ten weekly sessions, 75 minutes each, small group format with maximum eight participants.
What your child will achieve: Ability to create and follow a personal budget, make spending trade-offs consciously, use digital payment tools responsibly, save toward goals requiring months of planning.
Investment Basics
Ages 15-18
Older teenagers need to understand how money grows, basic investment principles, and long-term planning before entering young adulthood. This program prepares them for financial independence.
Topics covered: How interest works, understanding different investment types, risk and return concepts, long-term financial planning, introduction to credit and debt, understanding financial products, preparing for financial independence.
Format: Twelve weekly sessions, 90 minutes each, discussion-based format with maximum ten participants.
What your child will achieve: Understanding of how money grows over time, ability to evaluate financial products, confidence making larger financial decisions, preparation for managing finances independently in young adulthood.
Family Financial Workshop
All ages, family-focused
Money conversations within families can be uncomfortable or unclear. This program brings parents and children together to develop shared understanding, establish family financial values, and create systems everyone can follow.
Topics covered: How to talk about money as a family, establishing family financial values, creating age-appropriate involvement in family financial decisions, building saving and spending systems the whole family uses, addressing common family money conflicts.
Format: Six weekly sessions, 90 minutes each, family units work together with facilitator guidance.
What your family will achieve: Shared financial language and understanding, established family money values, systems for age-appropriate financial involvement, improved communication about money topics.
One-on-One Mentoring
Ages 10-18
Some children benefit from personalized attention addressing their specific situation, goals, and challenges. One-on-one sessions provide completely customized curriculum and flexible scheduling.
Topics covered: Customized based on your child's needs, goals, current financial understanding, and specific challenges or questions.
Format: Individual sessions scheduled flexibly, 60 minutes per session, curriculum adapted session-by-session based on progress and interests.
What your child will achieve: Depends entirely on their individual goals and starting point. Sessions address whatever financial topics and skills are most relevant to their situation.
Digital Money Skills
Ages 13-18
Modern financial life happens increasingly online. This program addresses digital banking, payment apps, online security, and the psychological patterns unique to digital spending.
Topics covered: Understanding online banking, using payment apps safely, digital security basics, recognizing digital spending patterns, protecting personal financial information, understanding subscription models, dealing with targeted advertising.
Format: Six weekly sessions, 75 minutes each, combines discussion and practical exercises with actual digital tools.
What your child will achieve: Confident use of digital financial tools, understanding of digital security, awareness of psychological triggers in online spending, ability to manage digital subscriptions and payments.
How to Choose
Start with your child's age and current relationship with money. If they've never had formal financial education, begin with the program for their age group. If they've completed a program with us before, we'll recommend the natural progression.
Not certain which program fits? Contact us. We'll discuss your child's situation and recommend the most appropriate starting point.